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RATEPOWER Premium – Full Featured Loan with Basic No Frills Rate!
  • Full internet and phone banking facilities
  • Free Unlimited Redraws
  • No Monthly or Annual A/c fees
  • Unlimited free standard transactions & up to 6 free non standard transactions per month

RATE POWER Plus – All the benefits of the Premium account PLUS a CHEQUE Book facility.

RATEPOWER Fixed – 3, 5 or 10 year Fixed Rate options to let you choose your interest rate and provide payment certainty

RATEPOWER Line of Credit – Put the equity in your property to good use. This is a great source of low cost finance for home renovations and improvements. Also suitable for investing in shares, managed funds or other worthwhile purposes.

RATEPOWER Start Up – A fully featured loan with a specially reduced variable rate for 6, 12, 18 or 24 months, which subsequently resets to a competitive ongoing variable rate.

RATEPOWER Pro Pack – Full Featured Loan same as Premium with further 0.10% discount if you select the Annual Account fee option. (Not recommended for loans less than $350,000.)

RATEPOWER Splits – Up to four (4) free splits. We can split your RATEPOWER facility into any of the above, maybe 50% Fixed and the rest split between Premium, Plus and maybe Line of Credit? Talk to us about your options.

RATEPOWER Low Doc – A fully featured loan, with a specially reduced variable rate for 6, 12, 18 or 24 months; which subsequently resets to a competitive ongoing variable rate. This is ideal for those looking to defer normal repayments for a period whilst they get themselves financially established.

RATEPOWER Low Doc – A fully featured loan at a basic no frills rate, for those who do not meet the Full Document requirements.

In addition to the above specific loans we also provide a wide range bank and non bank products, including:

  • Investment or owner occupied Loans
  • Refinance, and Debt Consolidation Loans
  • Commercial, Construction, Low Document, or Credit Impaired Loans
  • Standard Variable, Fixed, Interest Only, Split, Line of credit, Redraw, Off-set facilities (Mortgage Reduction Facilities)
  • No Account keeping Fee Loans
  • 5% Deposit Loans
  • 100% Loans
  • Credit Cards
  • Cheque Books
  • Deposit Books
  • Consumer finance (personal loans)
  • Home and life insurance